What is the state of housing and economy today? That depends on who you talk to and how it is affecting the average person.  Personally, this has affected us dramatically.  With consumer demand on a downward spiral, credit companies cutting credit lines, home values under water and topping it off with unemployment, I say we’ve hit bottom.   With dismal forecast on the jobs front, it is tempting to wallow in frustration.  However, looking to the past during the 1930’s recession, there have been many inspiring stories of people creating opportunities when all seemed hopeless.  Look at the innovations that came out of that era in construction, manufacturing, technology, and agriculture.  It was an era where entrepreneurship was born and capitalism embraced.   We are seeing the same spirit of entrepreneurship this time also.

I have renewed hope that we can re-invent ourselves and re-build our lost fortunes.   It’s time to act and grab the opportunities to help others wherever and whenever we can.   Focus on how we can help others, how we can make life better, what can be done to make things better and money will follow.  I am following that path by investing in affordable housing.  Looking at key areas where it is feasible to provide safe, clean and affordable living for folks.  It is challenging specially in high cost areas but I believe that even there, there are diamond in the rough that will come through.