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We are currently experiencing the worst real estate recession this country has seen in decades. Property prices in some areas have fallen to the point where many people are paying more on a mortgage than their property is actually worth!

In fact housing prices dropped at the fastest rate ever in February indicating that the housing slump is probably gaining momentum. The Standard & Poor’s/Case-Shiller home price index of 20 major cities fell by 12.7% in February versus last year, the largest decline since its inception in 2001. Seventeen of the 20 metro areas reported record annual declines. Read the rest of this entry »